Success Stories
Over the past two decades we have funded approximately $2 billion in commercial real estate first mortgage loans
CRE Property Acquisition
Acquisition of a retail property by the tenant being an existing long-standing family business engaged in the motor trade. They purchased the property from their landlord utilising a three-year commercial real estate property acquisition loan.
The Situation
This was an important purchase by the borrower as the business had been run from the purchased premises for more than a decade.
How Arch Finance Helped
Arch assisted the borrower’s cash flow by enabling an annual loan servicing commitment lower than the prior annual lease commitment providing the borrower with security of tenure and future family business stability.
The Result
The borrower was able to transition his business from one owned location to another in an orderly way retaining business goodwill and trade from the local community.
Loan Summary
- $4.375 million
- Three-year interest only loan with a 70% LVR
- Tweed Heads, New South Wales
Debt Refinance and Restructure
Repayment of an existing bank loan through a debt refinance and restructure.
The Situation
The borrower required bank refinance and debt restructure for payment of significant legal and accounting fees as a result of a fraud case perpetrated by a former Company adviser.
How Arch Finance Helped
We examined the complex history behind the need to restructure the business debt and shareholding of the various entities controlled by the borrower. The incumbent bank was not prepared to advance further funds. Arch Finance was prepared to advance additional funds as it was satisfied that the current income generated by the property and the business was sufficient to support the debt repayments, further supported by a low LVR of 30% and professional reputation of the borrower.
The Result
The borrower was able to retain ownership of the property structure and remove the fraudulent former adviser who was in control of part of the group company structure.
Loan Summary
- $2.5 million
- Three-year interest only loan and a 30% LVR
- Key security was a mixed industrial and retail property in Sydney’s Northern Beaches
Leverage Up for Commercial Purposes
The borrower required funding to transition a business to a new location in Sydney, from Redfern to Alexandria together with rollover of an existing loan.
The Situation
Roll over of an established Arch client loan, along with an increase of $780,000 for further commercial investments.
How Arch Finance Helped
Arch quickly responded to the business need for funds to change location and provided finance in a 4 week turnaround time.
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The Result
The borrower was able to reduce the business cost of leasing whilst owning the site and retaining business goodwill and trade from the local community.
Loan Summary
- $2.6 million
- Variable rate, interest only loan
- 3-year term and 65% LVR
- Alexandria, New South Wales